Retail & Trade

Capital That Moves Your Business Forward

Sharia-compliant Murabaha financing to help shop owners and traders stock up, restock, and grow with confidence.

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MicroDahab MFI

Financing Built for Real Business Growth

Taking the Somali community from vulnerability to sustainability, and ultimately to growth.

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Since 2012. Building Together.

MicroDahab MFI: Empowering People Through Ethical Finance Founded in 2012 with a bold mission to bridge the gap between financial ambition and accessible, Sharia-compliant financial solutions, MicroDahab MFI is committed to empowering individuals, entrepreneurs, and communities through ethical, transparent, and inclusive financing. We believe that access to finance should not be a barrier to opportunity. Every business owner, farmer, woman entrepreneur, and independent professional deserves a

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Microfinance

Accessible financial solutions to help entrepreneurs start, grow, and strengthen their businesses.

Sharia-Compliant

Financial services based on Islamic principles, focusing on transparency, fairness, and responsible financing.

Local Impact

Supporting entrepreneurs and communities in Somaliland, Puntland, and South Central Somalia.

Our Journey

Founded in 2012 and active since 2014, MicroDahab builds a stronger financial future.

Our Trusted Partners
MicroDahab MFI clients
15K+ Active customers
$150M+ Financing issued
98% Success Rate
13+ Years Experience

Whether you're growing a business, expanding into agriculture, or starting something new we have Sharia-compliant financing solutions designed for your goals.

Business Financing Funding to help you start, operate or grow your business. Explore
Farming & Livestock Financing to support farming, livestock and agricultural activities. Explore
Women & Youth Helping women and young entrepreneurs turn ideas into sustainable businesses. Explore
Renewable Energy Financing solutions that make clean and reliable energy more accessible. Explore
More that you can imagine

We also cover much more different sectors

Retail Business Retail Business Livestock Livestock Fishery Fishery Services Services Agriculture Agriculture Consumer Financing Consumer Financing Education Education Health Health Electronics Electronics Construction Materials Construction Materials

How It Works

Submit Application

Complete a simple form online or visit any branch.

Verification & Review

Our compliant team swiftly reviews your application.

Approval & Disbursement

Get funds transferred to your account within 24-48 hours.

Flexible Scheduling

Repay with transparent terms to your business needs.

Financing Calculator

Murabaha Estimator for quick planning

Planning model only. Final markup and approval conditions depend on the asset, business profile, and assessment outcome.
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Success Stories

As people grow their skills and knowledge, communities become stronger and more vibrant.

"Murabaha financing let me stock my shop fully before Ramadan instead of buying a few items at a time. I knew the full price and markup from day one."

Maxamed Muxumed Retail shop owner

"MicroDahab bought the outboard engine I needed, and I repay in monthly installments from my catch. Now I can reach deeper fishing grounds."

Mahad Abdilahi Fisherman

"Financing for my animals came before the busy season, so I could buy at a fair price and sell when demand was high."

Cudbi Cali Livestock trader

"The financing covered a solar water pump for my farm. I no longer depend on rain or expensive diesel to water my crops."

Xaliimo Sh.Maxamed Vegetable farmer

"As a young woman starting out, I couldn't get financing anywhere. MicroDahab financed two sewing machines, and I now take orders from schools and neighbours."

subeer cabdilaahi Young tailor

"We bought a solar home system in installments. My children study in the evening, and I charge neighbours' phones for a small fee."

Cismaan Xaashi Household solar customer
No Stress, No Surprises

Frequently Asked Questions

01 What documents do I need to apply for Murabaha financing?

Keep these ready: Valid ID, Business Proof, Address Proof, and Bank Statement. Having digital copies ready can support faster online processing.

02 How long does the approval process take?

Our current public guidance highlights an average disbursement time of 24-48 hours following verification and approval.

03 How can I apply for Murabaha financing?

You can apply online, visit a branch, or call our financing advisors directly. Choose the method that is most convenient for you.

04 Who is eligible to apply?

Applicants should be 18 years or above, have a valid business or income source, be a Somali resident or citizen, and have no active defaults.

05 Do I need collateral for Murabaha financing?

Financing structure and approval conditions can vary by asset type, business history, and final assessment. Please speak with our team for guidance on your case.

06 What is the profit markup structure?

MicroDahab MFI uses a transparent Murabaha cost-plus structure with disclosed profit margins. Final terms depend on asset type, business history, and approval conditions.

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